Items received for deposit or collection are accepted on the following terms and condi- tions. This Bank acts only as depositor's collecting agent and assumes no responsibility be- yond its exercise of due care. All items are credited subject to final payment and to receipt of proceeds of final payment in cash or solvent credits by this Bank at its own office. This Bank may forward items to correspondents and shall not be liable for default or negligence of correspondents selected with due care nor for losses in transit, and each correspondent shall not be liable except for its own negligence. Items and their proceeds may be handled by any Federal Reserve bank in accordance with applicable Federal Reserve rules, and by this Bank or any correspondent, in accordance with any common bank usage, with any practice or procedure that a Federal Reserve bank may use or permit another bank to use, or with any other lawful means. This Bank may charge back at any time prior to mid- night on its business day next following the day of receipt, any item drawn on this Bank which is ascertained to be drawn against insufficient funds or otherwise not good or pay- able. An item received after this Bank's regular afternoon closing hour shall be deemed received the next business day. Under This Agreement, Items Listed Below Are Today Deposited With DEWEY COUNTY BANK TIMBER LAKE, S. DAK. By Karl M. Waage Timber Lake, S. Dak. 6-17 1958 Specify name of city each item is drawn on. See that all items are properly endorsed. DOLLARS CENTS Float Charge CURRENCY COINS CHECKS 1st Natl Home 600 - Natl Bank 42 TOTALS PROCEEDS CREDITED X